Sunday Newspaper Insert Abbreviations:
GM = General Mills
PG = Procter and Gamble
RP = Red Plum
SS = SmartSource
Other Abbreviations and Money-Saving Terms:
FILLER = Item Purchased to Reach a Minimum Total in Order to Get a “Deal”
GC = Gift Card
MC or MQ = Manufacturer’s coupon
MIR = Mail In Rebate
OOP = Out of Pocket
STACKING: Using Both a Store Coupon and a Manufacturer’s Coupon on One Item
Now that you have your coupons… Let’s get started!!
Collect & organize your coupons for easy access at the store.
• To build up your coupon stash, buy or get duplicate Sunday newspapers from friends, and checkout the internet for printable coupons.
• Ask yourself these questions before clipping a coupon: Will my family use the product? Even if I snag it for free, will it get used? Can it be donated? Don’t save the coupon if you answer NO to all these questions.
• Coupon organizers can be simple & economical: A standard white envelope or a homemade coupon box with index cards as dividers. A popular method and my favorite: A three-ring binder with divider pages for categories. You can purchase baseball card sleeves or they make coupon sleeves as well.
• You can arrange your coupons alphabetically, by category, or keep your coupons unclipped and file by date of the ad circular. The only downside to the “ad circular” method is that you won’t have all your coupons on hand to snag unadvertised deals or clearance bargains.
• Coupons have varying terms which state what items qualify for the discount, what size(s) you need to purchase, and the date the coupon expires. Some coupons say “Do not double,” but most will double automatically at the register if the store doubles coupons. Check out Hip2Save’s post “Be a Confident Shopperby Understanding Coupons”
• Join the store’s savings card program, if available.
• Access the store’s weekly ad circular online or in-store.
• Find out about the store’s rain-check policy and senior or military discount program, if applicable to your situation.
• Know the store’s coupon policy, if available, and keep a copy with you.
Now, you know where to get your coupons and how to organize them. Next week, we will walk through how to best utilize these coupons at our local grocery stores.